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Comments on: Safety Tips for Online Credit Card Use - Technology, Blogging, New Media and Web 2.0 Feed My Inbox

By: Julio Diggins
November 28, 2009 at 8:47 am

Hi there, I just come across your website while browsing on the Internet as I’m researching some information on debt relief!. I think it’s an interesting site so I bookmarked this site and intend to revisit you soon to allow more time for a more indepth browse when I’m more free.

 

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Online Credit Repair - Dispute Bad Credit Feed My Inbox

How Long Does it Take to Remove a Judgement
November 18, 2009 at 11:01 am

Jill - a subscriber - wrote in today with this question:

Question can you get a judgement off my credit report in 30 - 40 days? How long does it take to remove a judgement usually?

This is all I need to be removed at this point. i am buying a home in Dec or jan and this is holding me up.

Here is my answer:
To answer your question on how long it would take to remove a judgment, I can’t legally say it would take X number of days or Y number of days. Everybody’s case is unique I cannot legally promise you a deadline on how long it will take.

NOBODY can guarantee results when it comes to credit repair.

However, that being said, Lexington law has a no risk refund policy in place which would fit you perfectly since that is the only item needing attention.

With that being said, many people enjoy seeing results immediately after the first round of credit bureau disputes.

In any event, the good news is that you are being proactive and taking care of this before it presents a real problem and puts you in a jam down the road when you will need credit for your new home.

Most people are content to just sit and hope things disappear on their own - so congrats on being proactive!

As you know I work with Lexington Law who has not only helped me, my older brother (who had questionable collections on his reports) and my closest friends, but also many Americans with situations similar to yours.

If you like, I can arrange for a paralegal to get in touch with you. I know you have a lot of questions and it is probably quicker for them to answer them over the phone. If that sounds good, then please send me your contact number, city, state, zip and I’ll set it up. Or, we have a paralegal available now at this number: 1-866-246-7311.

(there is no pressure or obligation)

By the way, Lexington deleted 22,983 judgments last quarter for their clients.

Here is their direct line again: 1-866-246-7311.

Best,
Ben

 

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14. 10 Quick Online Tips

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Quick Online Tips - Technology Bits and Blogging Tips. Feed My Inbox

Have You Seen the 4 Billionth Photo on Flickr?
October 13, 2009 at 2:34 pm

Flickr, the popular social image sharing service today crossed a new milestone of 4 billion photos! Punimoe had the honour of uploading our 4 billionth photo.

This is what the 4 billionth photo looks like -
4 billion

You can also check out what the 2 billionth and 3 billionth photos look like.
2 billion photo 3 billion photo

Lots of free publicity for these pics… how lucky is that!

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Original article: Have You Seen the 4 Billionth Photo on Flickr?
Copyright 2009. Quick Online Tips. All Rights Reserved.

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Download Free Blackberry Dictionary App
October 13, 2009 at 2:16 pm

Now download the free Blackberry Dictionary app and get a pocket English dictionary and thesaurus live on your Blackberry mobile phone. It is one of the most useful applications to download for your Blackberry smartphone.

Released today, this app claims to be the only free dictionary app for BlackBerry. The trusted content is provided by Dictionary.com and Thesaurus.com and includes more than 500,000 terms, definitions, and synonyms. Some key features are -

  • Dictionary.com – Access 325,000 word definitions and spelling suggestions
  • Thesaurus.com – Search Roget’s Thesaurus with 275,000 synonyms
  • Phonetic & Audio Pronunciations – Hear pronunciations of words
  • Word of the Day – Learn a new word every day with definitions
  • Recent History - editable list of recently searched words
  • Social Networking Function - Email or SMS text any word and its definition
  • Email Integration - access synonyms, definitions while reading /drafting emails

Download Dictionary /Thesaurus App from the Blackberry App Store and enhance your Blackberry. Students and English enthusiasts would find it particularly useful. Get it now.

Dictionary.com iPhone App is also a Top 30 favorite app in the iTunes App Store and is named by US News & World Report as the #1 iPhone app for college students, and has been downloaded more than three million times since launching in April 2009.

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Original article: Download Free Blackberry Dictionary App
Copyright 2009. Quick Online Tips. All Rights Reserved.

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14. 10 Credit Articles

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Finance: Credit Articles from EzineArticles.com Feed My Inbox

Dealing With Collection Agencies
October 13, 2009 at 5:04 pm

There are a few things you need to keep in mind when dealing with a collections agency. You should know your rights, as you have some protection under the Fair Debt Collection Practices Act.

Credit Card Fraud - How to Prevent it and What to Do If You Are a Victim
October 13, 2009 at 4:38 pm

Credit card companies and retailers are constantly trying to devise new ways of making transactions more secure and putting measures in place to prevent card fraud. The disruption caused to your life if you become a victim of credit card fraud generally only lasts a few days, but it often causes deep distress. Fraudulent transactions in the UK topped over £500 million last year - here are measures you can take to avoid contributing to this statistic.

Credit Reports Explained
October 13, 2009 at 3:47 pm

A credit report contains several details about your financial history. It is intended to allow agencies such as banks and other lenders to decide whether they should lend you money, how much they should lend you, and how much they should charge you for the privilege. But what exactly does a credit report contain?

Solving Your Credit Card Bills With a Loan Or a Government Grant
October 13, 2009 at 3:29 pm

Most of the Americans are currently facing a situation where their credit card bills keep increasing and they can't even make the minimum payment monthly. In order to dig themselves out from this difficult situation, they must take proactive action. They should wait until their credit score is badly affected. If you are also facing the same problem, what can you do?

How Are You Dealing With the Credit Crunch?
October 13, 2009 at 3:17 pm

Small businesses are suffering in the credit crunch but they can get funded providing they have accurate financial statements, a good business plan and strong financial projections. Lenders indicate they are prepared to lend but are highly selective. The business owner must differential themselves from other owners.

Credit Finance - What to Consider Before Applying For One
October 13, 2009 at 2:13 pm

It is important to understand the way that credit finance works because many people have gone into it without fully comprehending the consequences. It is easy to end up amassing debt and having problems that are avoidable if you have discipline.

Characteristics of Zero Percent Credit Cards
October 13, 2009 at 9:43 am

It's relatively easy to choose one of the dozens of currently available zero percent credit cards, but it's still important to educate yourself. This article covers the main features that you'll want to look for when choosing your 0% credit card.

The Terrifying World of Credit Cards Just Got Scarier
October 13, 2009 at 9:42 am

Credit cards have been scary since American Express issued the first one in 1958. Because they are mass marketed, non-secured loans; they are as risky as getting bit while taking a nap inside the zoo snake exhibit. Because credit card companies protect themselves from people who don't pay, they slap everyone with high interest rates and penalties.

The Deepest Financial Rabbit Hole in the Yard
October 13, 2009 at 8:54 am

A zero percent interest on balance transfers credit card can gave you the momentum you need to get your finances back on track. If used only for the purpose of consolidating debt these cards can help you get a few steps ahead of the game.

Balance Transfer Versus Purchasing Credit Cards
October 13, 2009 at 8:43 am

Zero percent credit cards are primarily divided into two different categories - balance transfer and purchasing. This article will outline the differences between the two zero interest credit cards.

Zero Percent Credit Cards Are Becoming Extinct
October 13, 2009 at 8:41 am

Zero percent credit cards are lines of credit which include introductory offers of 0% for a predetermined period of time. During this time, depending on whether or not the customer goes with a balance transfer or purchasing option, they have often as much a year to either pay off a previous credit balance (balance transfer), or accrue zero interest on spending done with their credit cards (purchasing).

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Quick Online Tips - Technology Bits and Blogging Tips. Feed My Inbox

Miley Cyrus Quits Twitter, Sings Rap Song!
October 12, 2009 at 2:30 pm

As more celebrities join Twitter everyday, Hannah Montana star Miley Cyrus decided to quit Twitter, but she did it in style and made a rap song to tell her fans why!

If you hear the Miley Cyrus rap song, some reasons she suggests are she wants her private life private, and wants to put a stop on gossip sites buzzing news of every tweet she makes. She wants to stop pleasing people and admits she is too busy. Naturally Tweeple are tweeting our loud which gets the topic trending at #mileycomeback.

Celeb sites are analyzing if Miley Cyrus boyfriend provoked her to quit

And many Miley Goodbye videos are emerging all over the web

Did you know that the top 10% Twitter users accounted for over 90% of tweets and its not surprising that 60% twitter users quit within first month! Did you quit Twitter?

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Original article: Miley Cyrus Quits Twitter, Sings Rap Song!
Copyright 2009. Quick Online Tips. All Rights Reserved.

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13. 10 Credit Articles

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Finance: Credit Articles from EzineArticles.com Feed My Inbox

Why Does My Credit Score Matter Anyway?
October 12, 2009 at 5:29 pm

Few people pay attention to their credit score until the time comes to get their first big loan from a bank. We are bombarded by credit card offers sometimes before we can legally vote. The problem is many of us are not responsible with these credit cards that we get when we're in our late teens or early twenties.

What Can I Do About My Bad Credit Scores?
October 12, 2009 at 5:25 pm

Americans are affected by the millions with bad credit. It's nothing to be embarrassed about but it is a situation that causes financial headaches. A low credit score indicates to lenders that you are a financial risk.

Rebuild Your Credit - Why You Need to Raise Your Scores
October 12, 2009 at 5:22 pm

Why should you take the time to rebuild your credit? (1) You can save tons of money on interest. (2) You won't need to find a co-signer to get a loan. (3) The benefits are well worth the trouble. Take the first step and read this article.

Make My Bad Credit Go Away!
October 12, 2009 at 4:56 pm

This article talks about dealing with bad credit and what you can do to fix it. It is not an immediate process but can be improved each month by correcting the problems and following some simple tips to help your credit score.

Begin Your Bad Credit Repair Journey Today
October 12, 2009 at 4:44 pm

All of us need to have good credit in order to qualify for home mortgages, credit cards, car loans and more. However, many of us have had financial problems in the past and the current economic recession has just compounded that for many of us. There are however, steps that we can take to repair our credit so that we can get back to some stable ground as far as our credit ratings go.

Types of Credit Cards Used Most Often Today
October 12, 2009 at 3:24 pm

Today we use credit cards more and more in our lives. We use them to pay for just about everything in this modern world we live in. Society uses them to purchase gasoline for their cars, buy groceries, and for goods and services wherever cards are taken as a payment method.

Credit Score Numbers
October 12, 2009 at 3:18 pm

While few people actually really know much about them, credit score numbers have a huge impact on your finances. They are used by many companies in determining whether to accept your applications and what sort of interest rates to offer you.

Repair Your Credit by Increasing Your Credit Score
October 12, 2009 at 3:17 pm

Credit scores can be one of the most important numbers of your life. A credit score is a number that denotes the apparent creditworthiness of an individual. It is based upon a number of differing factors, including the records of prior obligations that are contained on a credit report.

Zero Percent Introductory Credit Card - Improve Your Debt Condition
October 12, 2009 at 2:40 pm

Consumers are smart enough to take advantage of credit cards with zero percent offers. With some time given as interest free you can improve your debt condition.

Gas Rebate Credit Cards - Think Again Before You Get One
October 12, 2009 at 2:28 pm

Gas rebate credit cards seem like a good idea at first. If you look a little deeper at them you may find that they are not the good idea you thought they were.

How to Ruin Your Credit Report
October 12, 2009 at 12:44 pm

In times of today, credit reports have started to play a huge role in all our lives. They keep a record of all our financial activities and a list of all of those who have a relationship with our personal finances. They also show our repayment activities and the downfalls such as late payments, missed payments, excessive debt and so on.

3 Things You Shouldn't Do When it Comes to Credit Reports
October 12, 2009 at 12:43 pm

It is already an obvious known fact that our personal credit reports are vital in our lives so long as we have got financial ties and activities. They keep track of all our financial movements and hold a list of our faults and lenders along with how we manage our repayments. To have a clean credit report, there are a number of thing that you should do.

The Basic Steps You Can Take to Rebuild Your Credit Score
October 12, 2009 at 12:08 pm

As many who have bad credit probably already know, rebuilding your credit score is a difficult process. It takes not only a ton of patience but also determination and a plan ...

Do You Know the Truth About Credit Repair Services?
October 12, 2009 at 10:42 am

Over 70 million Americans suffer from bad credit, and for the majority the cause of bad credit is a loss of job or medical expenses, not frivolous spending. If you have bad credit, don't feel ashamed. Many people find themselves faced with difficult financial situations and there is help out there.

5 Ways to Repair Your Credit
October 12, 2009 at 10:41 am

If you have fallen on hard financial times and have had trouble paying your bills on time, you may find that you have damaged your credit. If your damaged credit is keeping you from getting approved for loans or is costing you a fortune in high interest rates, don't give up. There are a number of ways that you can improve your credit score.

Teaching Your Teen About Credit Before It's Too Late
October 12, 2009 at 9:01 am

Your kids might be "official" adults, perhaps even armed with college degrees. Still, does this mean they're ready for the challenges of consumer credit?

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Gas Rebate Credit Cards May Not Be the Best For Reducing Your Gas Costs
October 11, 2009 at 4:20 pm

Gas rebate credit cards are presented to you with the promise of getting money back for purchases you make at gas stations. Typically they offer larger rewards at the beginning to entice you to apply for the card but you soon find out that the larger rewards are usually only for a short time.

Gas Rebate Credit Cards Beaten by Customer Loyalty Rebates
October 11, 2009 at 11:34 am

Gas Rebate Credit Cards are at a disadvantage when compared to other rebate programs like customer loyalty rebate programs. Customer loyalty programs beat the card programs in three main areas.

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11. 10 Credit Services

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Unsecured Bad Credit - Credit Cards to Rebuild Or Re-Establish Your Report
October 10, 2009 at 1:59 pm

Many people that have bad credit are looking for an opportunity to rebuild your credit score with a credit card. With few companies offering credit cards that are unsecured, this leads many people that have bad credit to only have access to prepaid cards. While this may be good in some respects, having an unsecured line of credit on your credit report makes a big impact on improving your credit score.

How to Repair My Credit Now - What I Just Discovered Could Really Help You
October 9, 2009 at 8:59 pm

You might be surprised to know that I found out that I can repair my credit now. I certainly was. I did not know this was possible. I thought once my credit score was negative with the credit bureaus that I would have to suffer the unfortunate consequences and hope that some day with time my credit might improve, by some unforeseen happy event.

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