| Dealing With Collection Agencies
October 13, 2009 at 5:04 pm
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| | There are a few things you need to keep in mind when dealing with a collections agency. You should know your rights, as you have some protection under the Fair Debt Collection Practices Act. |
| Credit Card Fraud - How to Prevent it and What to Do If You Are a Victim
October 13, 2009 at 4:38 pm
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| | Credit card companies and retailers are constantly trying to devise new ways of making transactions more secure and putting measures in place to prevent card fraud. The disruption caused to your life if you become a victim of credit card fraud generally only lasts a few days, but it often causes deep distress. Fraudulent transactions in the UK topped over £500 million last year - here are measures you can take to avoid contributing to this statistic. |
| Credit Reports Explained
October 13, 2009 at 3:47 pm
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| | A credit report contains several details about your financial history. It is intended to allow agencies such as banks and other lenders to decide whether they should lend you money, how much they should lend you, and how much they should charge you for the privilege. But what exactly does a credit report contain? |
| Solving Your Credit Card Bills With a Loan Or a Government Grant
October 13, 2009 at 3:29 pm
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| | Most of the Americans are currently facing a situation where their credit card bills keep increasing and they can't even make the minimum payment monthly. In order to dig themselves out from this difficult situation, they must take proactive action. They should wait until their credit score is badly affected. If you are also facing the same problem, what can you do? |
| How Are You Dealing With the Credit Crunch?
October 13, 2009 at 3:17 pm
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| | Small businesses are suffering in the credit crunch but they can get funded providing they have accurate financial statements, a good business plan and strong financial projections. Lenders indicate they are prepared to lend but are highly selective. The business owner must differential themselves from other owners. |
| Credit Finance - What to Consider Before Applying For One
October 13, 2009 at 2:13 pm
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| | It is important to understand the way that credit finance works because many people have gone into it without fully comprehending the consequences. It is easy to end up amassing debt and having problems that are avoidable if you have discipline. |
| Characteristics of Zero Percent Credit Cards
October 13, 2009 at 9:43 am
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| | It's relatively easy to choose one of the dozens of currently available zero percent credit cards, but it's still important to educate yourself. This article covers the main features that you'll want to look for when choosing your 0% credit card. |
| The Terrifying World of Credit Cards Just Got Scarier
October 13, 2009 at 9:42 am
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| | Credit cards have been scary since American Express issued the first one in 1958. Because they are mass marketed, non-secured loans; they are as risky as getting bit while taking a nap inside the zoo snake exhibit. Because credit card companies protect themselves from people who don't pay, they slap everyone with high interest rates and penalties. |
| The Deepest Financial Rabbit Hole in the Yard
October 13, 2009 at 8:54 am
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| | A zero percent interest on balance transfers credit card can gave you the momentum you need to get your finances back on track. If used only for the purpose of consolidating debt these cards can help you get a few steps ahead of the game. |
| Balance Transfer Versus Purchasing Credit Cards
October 13, 2009 at 8:43 am
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| | Zero percent credit cards are primarily divided into two different categories - balance transfer and purchasing. This article will outline the differences between the two zero interest credit cards. |
| Zero Percent Credit Cards Are Becoming Extinct
October 13, 2009 at 8:41 am
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| | Zero percent credit cards are lines of credit which include introductory offers of 0% for a predetermined period of time. During this time, depending on whether or not the customer goes with a balance transfer or purchasing option, they have often as much a year to either pay off a previous credit balance (balance transfer), or accrue zero interest on spending done with their credit cards (purchasing). | | |  |
